We lived for thousands of years as free, hunter gatherers. Civilisation only happened over the last several thousand years, look at the state of our planet, look at your life in it's prison. We are not free. We are slaves. Civilised comes from the word "domesticated" and "perfected." We are domesticated, we domesticated the first cattle and wild grass and we have domesticated ourselves.
https://m.youtube.com/watch?v=t-bHRB
https://en.m.wikipedia.org/wiki/Uruk10uDI
https://en.m.wikipedia.org/wiki/Bank
https://en.m.wikipedia.org/wiki/History_of_banking
https://en.m.wikipedia.org/wiki/Tell_Brak